Free UK Housing Affordability Tools
Is your rent actually affordable?
Find out if your rent is too high, how much you can afford, and where in the UK your salary goes furthest — free, instant, no signup needed.
The affordability spectrum
£1,115/mo
Average UK 1-bedroom rent
30%
Spend less than this on rent
109
UK cities with rent data
Four calculators, one question answered.
Whether you're checking a prospective flat, planning a move, or just curious — we have the right tool.
Is your rent eating too much of your salary?
Enter your salary and current rent. Get an instant verdict — Affordable, Stretch, or Risky — with your rent-to-income ratio and monthly leftover.
How much rent can I afford?
Enter your salary, get your safe, stretch and maximum monthly rent budget.
Rent across UK cities
Compare average 1-bed and 2-bed rents in London, Manchester, Birmingham, Leeds, and Bristol.
Check rental value online
Use the free rent value calculator to estimate rental value, check rent price, and see a monthly rent range.
New rental letter tools
Templates for the moments where wording matters.
Build clear letters for repairs, rent increases, deposits, arrears, guarantors, moving out, and lodger arrangements. Each page includes a generator, evidence checklist, FAQs, and official guidance links.
Rent Increase Response Letter
Reply to a proposed rent increase with evidence, a counter-offer, or a request for the correct notice.
Open toolRepairsRepair Request Letter
Ask your landlord or agent to handle repairs with dates, access windows, and a clear paper trail.
Open toolDeposit DisputeDeposit Dispute Letter
Challenge unfair deposit deductions and set out the evidence you will send to the deposit scheme.
Open toolNotice to VacateNotice to Vacate Letter
Create a tenant notice letter for moving out, final inspection, keys, and deposit return details.
Open toolArrears PlanRent Arrears Payment Plan Letter
Propose a realistic rent arrears repayment plan and keep communication constructive.
Open toolGuarantorGuarantor Letter
Draft a careful guarantor confirmation letter that asks for the agreement terms before anyone signs.
Open toolLodger ChecklistLodger Agreement Checklist
Prepare the points a resident landlord and lodger should agree before a room let starts.
Open toolYour answer in under 30 seconds.
Most people in the UK don't know if their rent is too high — they just feel it.
The 30% rule says you should spend no more than 30% of your pay on rent. Our free calculator tells you instantly where you stand.
Check my rent nowEnter your take-home pay
Type your monthly take-home pay — the amount that lands in your bank account. It takes 5 seconds.
Enter your rent
Add your current monthly rent — or one you're thinking about.
See your verdict instantly
You'll get a clear result: Affordable, Stretch, or Risky — plus exactly how much money you'll have left each month.
Related tool
Not sure what your take-home pay is?
Our sister tool calculates your exact monthly take-home pay, lets you compare salaries, and converts between net and gross — so you can use the right number in our rent calculators.
Average rent across UK cities
2026/27 indicative averages for 1-bedroom properties.
Built for real decisions
Useful tools need more than a number.
Every calculator and rental letter page includes practical context, limitations, and next steps, so visitors can understand the result instead of just seeing a headline figure.
Methodology
See how the rent calculators, rental value estimates, city figures, and letter tools are built.
About RentAndValue
Learn why the site exists, who it is for, and how we keep pages useful rather than repetitive.
Report an issue
Tell us if a rent figure, broken link, calculator result, or guidance page needs review.
Where to search for your next home
Once you know what you can afford, search live listings on the UK's major property portals and rental platforms.
UK's largest portal — 100,000+ rental listings across every city and region.
Rental search plus price history, sold data, and local market insights for any street.
UK's biggest room and flatshare site — ideal for splitting costs with housemates.
Listings direct from member agents, often with 24-hour exclusives before other portals.
Rent directly from landlords — no agency fees, instant online applications.
Build your Rental Passport, report rent to credit bureaus, and access deposit alternatives.
Stop guessing.
Know if your rent is affordable.
Takes 30 seconds. Just enter your salary and rent — we'll tell you instantly if you're paying too much. Free, no account needed.